Hi there,
we’re VALID Systems.

We are meticulous about our data,
relentless in solving problems,
and maniacal in the pursuit of our clients’ success.

BORN IN THE USA

Born in Fort Worth, TX

Being based in Texas has informed who we are. It’s the grit in our people that made us believe we could pull off this big feat better than anyone else. A “hand me the reins” / “say when” way of thinking.

As our client’s needs dictated that our company grow, we expanded our talent pool with industry experts. This led us to reach across the country to find the best talent.

FINTECH ROCKSTARS

Meet the team

We’re a potent blend of experienced engineers, machine learning wizards, and product designing gurus – with over a century of risk decisioning experience between us.

Dyron Clower

Chief Operating Officer

From 06/01/2003

John Templer

Chief Executive Officer

From 06/01/2003

Mike Ring

Chief Information Officer

From 10/01/2003

Mike DeGray

IS Security Manager

From 03/01/2006

LaShonna Sharp

Chief Risk Officer

From 10/02/2006

Larry Dugger

VP, Database Administration

From 04/01/2008

Amy Flint

Director, Client Management

From 03/03/2008

Mindy Bruce

Principal, VI+ Analytic Designer

From 01/02/2013

Octavia Hightower

Project Manager

From 03/01/2014

Hal Diggs

Director, Software Development

From 11/01/2014

Principal Data Scientist

From 03/02/2014

Mandy Hutchison

Manager, Fraud Mitigation

From 08/02/2014

Chris Sharp

DevOps Data Engineer

From 02/01/2015

Cecilia Vargas

VP, Business Intelligence

From 09/01/2015

Rodney Drake

Chief Strategy Officer

From 08/02/2015

Bobby Gross

Decision Scientist II

From 09/02/2015

Nick Ledford

Principal Decision Scientist

From 09/08/2015

Joshua Schaffner

Tableau Developer

From 05/01/2016

Mike Serrette

Decision Scientist II

From 10/02/2016

Brianna McGuinness

Data Engineer

From 09/06/2016

Lee Whiting

Senior Data Architect

From 01/01/2017

Jasmine Dominguez

Jr. Business Analyst

From 10/01/2017

Cymbre Lom

VP, Strategic Insights & Client Management

From 03/02/2017

Patrick Foster

Senior Software Engineer

From 06/12/2017

Keith Wawrzeniak

Senior Project Manager

From 05/02/2018

Kanthi Thupakula

Software Engineer

From 11/06/2018

Earl Babista

Decision Scientist

From 01/08/2018

Nicholas Robinson

Software Engineer

From 09/03/2019

Raquel Merced

Data Scientist

From 11/04/2019

Joey Garza

Manager, Technology & Support

From 10/12/2021

Haley Levsey

Fraud/Return Analyst

From 08/03/2022

OUR JOURNEY SO FAR

Since 2003, we have focused primarily on acquiring talent with an expertise that reflects our client base.

Equal to that focus has been equipping that talent with the ability to execute against major initiatives and deliver on the objectives of our partners and clients.

2003

Company founded
2004

Launch 1st bank offered non-customer check cashing program in the nation
2006

Implemented check cashing for Alternative Financial Service companies
2010

Entered retail check cashing space
2013

Implemented visual analytics system
2014

Add major retailer as sole provider for check decisioning services
Added Principal Data Scientist transitioning to a full risk & analytics company
2016

Added real-time event monitoring
$1B in lifetime checks approved
2017

Launched InstantFUNDS within Mobile
2018

Launched InstantFUNDS within ATM
2019

Implemented Machine Learning decisioning
Launched Real Time Loss Alerts
2020

$50B in lifetime deposits approved for instant availability
2021

$100M in total lifetime client fee revenue generated
2022

Introduced InteliFUNDS
$190B in total lifetime deposits approved for instant availability

To that end VALID has fostered a culture that encourages our world-class talent to push the edges of conventional processes and think outside the box when facing problems. We develop solutions not to simply fix a problem, but looking ahead to better an industry.

20 years of data analytics and real-time risk decisioning.

Patents focused on real time risk decisioning and advancing the industry around deposit fraud and availability.

100+

Over a century of combined experience within our leadership team designing and delivering financial risk solutions.

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INSIGHTS