We are meticulous about our data, relentless in solving problems, and maniacal in the pursuit of our clients’ success.
BORN IN THE USA
Born in Fort Worth, TX
Being based in Texas has informed who we are. It’s the grit in our people that made us believe we could pull off this big feat better than anyone else. A “hand me the reins” / “say when” way of thinking.
As our client’s needs dictated that our company grow, we expanded our talent pool with industry experts. This led us to reach across the country to find the best talent.
FINTECH ROCKSTARS
Meet the team
We’re a potent blend of experienced engineers, machine learning wizards, and product designing gurus – with over a century of risk decisioning experience between us.
John Templer
Chief Executive Officer
From 06/01/2003
Dyron Clower
Chief Operating Officer
From 06/01/2003
Mike Ring
Chief Information Officer
From 10/01/2003
Mike DeGray
IS Security Manager
From 03/01/2006
LaShonna Sharp
Chief Risk Officer
From 10/02/2006
Amy Flint
Director, Client Management
From 03/03/2008
Larry Dugger
VP, Database Administration
From 04/01/2008
Mindy Bruce
Principal, VI+ Analytic Designer
From 01/02/2013
Octavia Hightower
Project Manager
From 03/01/2014
D
Principal Data Scientist
From 03/02/2014
Mandy Hutchison
Manager, Fraud Mitigation
From 08/02/2014
Hal Diggs
Director, Software Development
From 11/01/2014
Chris Sharp
DevOps Data Engineer
From 02/01/2015
Rodney Drake
Chief Strategy Officer
From 08/02/2015
Cecilia Vargas
VP, Business Intelligence
From 09/01/2015
Nick Ledford
Principal Decision Scientist
From 09/08/2015
Bobby Gross
Decision Scientist II
From 09/02/2015
Joshua Schaffner
Tableau Developer
From 05/01/2016
Brianna McGuinness
Data Engineer
From 09/06/2016
Mike Serrette
Decision Scientist II
From 10/02/2016
Lee Whiting
Senior Data Architect
From 01/01/2017
Cymbre Lom
VP, Strategic Insights & Client Management
From 03/02/2017
Patrick Foster
Senior Software Engineer
From 06/12/2017
Jasmine Dominguez
Jr. Business Analyst
From 10/01/2017
Earl Babista
Decision Scientist
From 01/08/2018
Keith Wawrzeniak
Senior Project Manager
From 05/02/2018
Kanthi Thupakula
Software Engineer
From 11/06/2018
Nicholas Robinson
Software Engineer
From 09/03/2019
Raquel Merced
Data Scientist
From 11/04/2019
Joey Garza
Manager, Technology & Support
From 10/12/2021
Haley Levsey
Fraud/Return Analyst
From 08/03/2022
SEE MORE
OUR JOURNEY SO FAR
Since 2003, we have focused primarily on acquiring talent with an expertise that reflects our client base.
Equal to that focus has been equipping that talent with the ability to execute against major initiatives and deliver on the objectives of our partners and clients.
2003
Company founded
2004
Launch 1st bank offered non-customer check cashing program in the nation
2006
Implemented check cashing for Alternative Financial Service companies
2010
Entered retail check cashing space
2013
Implemented visual analytics system
2014
Add major retailer as sole provider for check decisioning services Added Principal Data Scientist transitioning to a full risk & analytics company
2016
Added real-time event monitoring $1B in lifetime checks approved
2017
Launched InstantFUNDS within Mobile
2018
Launched InstantFUNDS within ATM
2019
Implemented Machine Learning decisioning Launched Real Time Loss Alerts
2020
$50B in lifetime deposits approved for instant availability
2021
$100M in total lifetime client fee revenue generated
2022
Introduced InteliFUNDS $190B in total lifetime deposits approved for instant availability
To that end VALID has fostered a culture that encourages our world-class talent to push the edges of conventional processes and think outside the box when facing problems. We develop solutions not to simply fix a problem, but looking ahead to better an industry.
19~
Nearly 20 years of data analytics and real-time risk decisioning.
9
Patents focused on real time risk decisioning and advancing the industry around deposit fraud and availability.
100+
Over a century of combined experience within our leadership team designing and delivering financial risk solutions.
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INSIGHTS
Hear from our experts and learn more about the VALID advantage.