Expert Insights

State of Fraud Consortia in Lending

Fraud Valid systems Ai in banking

First Payment Default signals in Loan Underwriting

Corporate conversation between men and women in the office.

Responsible AI in Financial Services: How Banks Build Trust

Data governance

As Financial Technology (FinTech) continues to revolutionize how people and businesses manage their finances, the industry faces an escalating challenge: fraud. With the..

A close-up image shows a human hand reaching towards a robotic hand, highlighting the interaction between human and artificial intelligence.

How to Become an AI-Powered Bank: A Practical Roadmap

Ai in banking

Artificial intelligence (AI) is revolutionizing the banking sector, reshaping customer experiences, streamlining operations, and enhancing risk management. As competition from..

Understanding Data Drift: Protecting ML in Banking

Machine learning Data drift

At VALID, we take pride in providing consistent results for our clients and partners. Our machine learning models are a crucial component to generating those results. One of the..

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Defending Trust: Innovations in First-Party Fraud Prevention

Fraud

Did you know First-party fraud is a growing $100 billion problem?

Key Fraud Fintech Trends of 2024

Fraud

Key Fraud Fintech Trends of 2024 Industry Insights and Prediction by VALID Systems In 2024, the fintech landscape witnessed a surge of opportunities propelled by advancements in..

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Overdraft Innovation: Small Loans for Financial Inclusion

Credit decisioning

Overdraft Innovation: Small Dollar Loans For Financial Inclusivity Did you know ~20-25% of the checking accounts overdrafts? The financial industry is witnessing a transformation..

Addressing the Surge in Check Fraud

Transactions

As financial transactions undergo a transformative shift with the rise of emerging technologies, the assumption that traditional checks are declining has been challenged by a..