Know Who's Leaving Before They Leave
Valid's Attrition Intelligence Module scores every checking account against six behavioral archetypes — Risky, Balance Drainer, Dormant, Gradual Disengager, Failure to Launch, and Healthy — giving your team an early-warning signal instead of a lagging closure report.
Segment accounts by attrition risk archetype, not just a single score
Trigger targeted retention offers before disengagement becomes closure
Quantify revenue and deposit balances at risk to prioritize retention campaigns and product development decisions
Turn New Accounts Into Active Relationships
Identify value on Day 1 and accelerate the path from account opening to activation.
Predict future account value at the time of account opening
Identify gaps in the activation funnel that turn dormant new accounts into primary relationships
Build products that drive usage and value by understanding their importance to your most important customers
Behavior Based ML that Identifies Deposit Fraud without Customer Friction
From fraud identification to funds acceleration, Deposit Intelligence from VALID delivers the risk platform that enables you to deliver good funds instantly to your customers- without risk.
Reduce check deposit fraud by over 80%
Offer instant access on deposits without risk to your balance sheet
Reduce false positives by over 70% and drive automation, even on check deposits
Set Limits That Match Real Behavior, Not Static Rules
VALID combines the account value, risk scoring, and transaction intelligence to set the right limit for every account.
Manage customer limits dynamically based on their value and risk- not just a business rule
Reduce one of the highest triggers for attrition: money movement friction
Activate good accounts faster through limits that meet them where they are
